Plan Investments & Balances

Plan participants are able to view a summary of all Plan approved investment options. For easy reference the available Plan investments have built in informational links to the funds or outside investment service provider information. These links will satisfy the Sponsor's requirement to provide Participants with investment related information.

Account balances by investment and by source are displayed in user friendly graphical charts and tables listing investment name, shares, allocation percentage.


Personal Rate of Return

To get a bearing on how their account is doing, Participants can select a start and end date range to have the system calculate a rate of return for their investment portfolio. This is very helpful in charting Participant progress and developing an effective investment structure.

With just a few quick clicks of the mouse participants can manage the direction of their investments including:

> Elections for ongoing contributions
> Transfers between investment options
> Realignment of current portfolio allocations (applicable in the 403(b) FundSource program)
> Rebalance of the account (applicable in the 403(b) FundSource program)

The online Participant Gateway makes requesting loans and distributions an easy process. Participants are guided through a step-by-step module that provides them with available amount based on their account and the allowable Plan provisions . The system dynamically generates customized signature ready PDF documents for the participant to print, sign and submit for processing.

Statements

Participants can easily generate an account statement with variable date ranges on demand. In addition, EZ 403b will automatically send a quarterly statement to each Participant's email address on record for their profile.


Account History

Knowing the transactional history of your account is an important right of any participant. Within the reports module of the participant gateway the history function provides access to all transactions by date, investment, contribution source and transaction type (contribution/distribution/earnings/etc.). The EZ 403b system never purges any transactional history of participants’ accounts.

Education Center

To meet the ongoing educational needs of participants, EZ 403b has a built in Retirement Center to help participants with investing and saving for their retirement. The Retirement Center contains:

> Articles on the fundamentals of investing
> Guides to understanding 403(b) plans
> Market and Fund research quotes/charts)
> Suite of interactive calculators
> FAQs and Glossary of terms


Plan Library

Operational forms and important plan documents can be archived in the Library section of the Plan. Participants have quick and easy access to view and download any relevant plan forms, notices, disclosures and application forms from any of the approved investment service providers within the plan.

Help Desk

Participants seeking assistance with the website, administrative or investment related questions can access the help desk feature in the Plan Services module. The help desk utilizes the built-in message system that sends an email to the administration personnel for the plan or the authorized agent on their account.